Kalpna Sharma
Mortgage Agent Level 2
VP Commercial Lending
Ontario
VP of Commercial Lending. Structures financing for apartment buildings, retail, office, and industrial properties across Ontario.
Meet the team
Our Team
Experienced brokers, dedicated underwriters, and a support team that has your back from first call to closing day.
Our People
The team behind your mortgage
Every file, every rate, every call — there's a real person behind it. Evolv brings together experienced brokers, dedicated underwriters, and a support team that keeps everything moving.
Whether you're buying your first home or refinancing an investment property, these are the people in your corner.
- Decades of combined lending experience
- A full in-house team behind every deal
- Expert advice tailored to your situation
Leadership
Leadership Team
Hands-on leaders who still work directly with clients. Dan, Patrick, Rodney, Dave, Joe, and Kalpna bring decades of banking and brokerage experience — and a shared commitment to doing right by every file.
Commercial lending
Commercial
Apartment buildings, shopping centres, office properties, and industrial assets — Kalpna leads our commercial practice with tailored financing for investors and business owners across Ontario.
Kalpna Sharma
Mortgage Agent Level 2
VP Commercial Lending
Ontario
VP of Commercial Lending. Structures financing for apartment buildings, retail, office, and industrial properties across Ontario.
Behind the scenes
Support Team
The engine room of Evolv. Our underwriters, compliance specialists, and operations team make sure every application moves quickly, accurately, and with the care your situation deserves.
Dyanne Oliveira
Underwriter
Mortgage Agent Level 1
Waterloo Region, ON
Underwriter and Mortgage Agent Level 1 supporting clients through the approval process with precision and care.
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Fil Vieira-Lee
Underwriter (New Homes)
Mortgage Agent Level 1
Waterloo Region, ON
Specializes in new-home underwriting, guiding builders and buyers through complex purchase timelines.
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Tara Patterson
Underwriter / Compliance
Mortgage Agent Level 1
Waterloo Region, ON
Underwriter and compliance specialist ensuring every file meets regulatory standards and client expectations.
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Celeste Bernard
Assistant
Waterloo Region, ON
Keeps operations running smoothly and ensures every client receives timely, friendly support.
Get in touchGrowing together
Summer Interns
Each summer we welcome new talent into the Evolv family — learning the business, supporting the team, and getting a real look at what a career in mortgage lending looks like.
Nicholas Erratt
Summer Intern
Waterloo Region, ON
Summer intern supporting the Evolv Mortgage Group team.
Hriday Patel
Summer Intern
Waterloo Region, ON
Summer intern supporting the Evolv Mortgage Group team.
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Reach out to an expert
Not sure who to call? That's fine — reach out and we'll connect you with the right broker or support person for your situation.